Site icon Shonee Kapoor

Home Loan EMIs & Family Duties Don’t Reduce a Man’s Maintenance Responsibility

The Delhi High Court ruled that a man can’t reduce or avoid paying maintenance to his wife and child just because he’s paying EMIs or claiming financial pressure from supporting his parents. Voluntary expenses like home loans or vague claims of parental dependency don’t override a legal duty to maintain one’s family. However, the Court did reduce the maintenance slightly by adjusting school fees that the husband was already paying.

Brief Facts of the Case

A couple got married in 2015 and had a daughter in 2017. The wife left the husband’s home alleging cruelty and filed a case under Section 125 of the Criminal Procedure Code (CrPC), asking for maintenance for herself and their child. The Family Court granted ₹45,000/month — ₹22,500 for the wife and ₹22,500 for the child.

The husband challenged this order, saying he couldn’t afford the amount because:

Legal Provisions Involved

Arguments of Both Sides

Husband’s Side:

Wife’s Side (through Amicus Curiae):

What the Court Observed:

Final Decision by the Court

Comments from the author of this website

From a men’s rights lens, this judgment highlights a common issue: the legal system often doesn’t take into account a man’s complete financial picture. When courts calculate maintenance, they only consider fixed deductions, such as taxes, but ignore real-life costs, including EMIs, rent, or caring for elderly parents, unless detailed documents are provided. However, in many Indian families, sons naturally support their parents — not everything is documented in writing.

Another concern is that the wife didn’t have to prove she was unable to work or earn. Being “only 12th pass” was accepted as enough proof of dependency. This creates an unfair burden on husbands, especially those in salaried positions, who feel squeezed between the law, family expectations, and financial realities. Also, even though the husband was already paying for the child’s school, the court only gave a partial adjustment — as if his effort didn’t fully count.

It feels like men are expected to keep providing without the system asking tough questions of the other side. The law gives legal protection, but sometimes fails to apply equal scrutiny to both partners’ claims and responsibilities.

Final Thoughts

The judgment reflects a strong stand on ensuring financial security for dependent wives and children, which is essential. However, it also reveals the imbalance in how courts evaluate a man’s financial reality. Voluntary liabilities like EMIs or unproven parental dependence are easily dismissed, but the emotional and financial weight they carry is very real.

While the intention behind maintenance laws is noble — to prevent destitution — there’s a need for more practical, balanced, and fact-based assessments. Otherwise, the law can unintentionally become a pressure point rather than a protection mechanism for those it impacts the most.

Read Complete Judgement Here

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